Swap USDT to XMR
Exchange Tether USDT (TRC20) for Monero instantly, with no account and no deposit into an exchange wallet. Send your USDT, and the XMR goes straight to the address you choose.
How much XMR will I get?
| You send | You get (estimated) |
|---|---|
| 40 USDT | ≈ 0.05568 XMR |
| 200 USDT | ≈ 0.3518 XMR |
| 1,000 USDT | ≈ 1.8247 XMR |
How to swap USDT to XMR
- Open the swap page and enter the amount of USDT to send.
- Paste the Monero address where you want to receive your XMR. The page checks it is a valid XMR address.
- Press Exchange and send your USDT to the one-time deposit address shown.
- Follow the progress on the status page. Your XMR arrives as soon as the swap finishes, usually within 10-60 minutes.
Why swap here
- Non-custodial: we never hold your coins, and there is no balance to withdraw.
- No account: no sign-up, no email, no password.
- 1,100+ coins: swap between almost any pair, not just USDT and XMR.
- Clear pricing: the amount you see already includes fees.
USDT to XMR FAQ
How do I swap USDT to XMR?
Enter how much USDT you want to send, paste your XMR wallet address and press Exchange. You get a one-time USDT deposit address; once your deposit confirms, the XMR is sent straight to your wallet.
What is the current USDT to XMR rate?
About 1 USDT = 0.001825 XMR as of 2026-11-14 02:15 UTC. The swap page always shows the live rate before you send anything; the final amount can move slightly with the market while your deposit confirms.
What is the minimum amount of USDT I can swap?
The minimum is currently about 21.6683 USDT. Smaller deposits can't be processed, so the swap page checks this for you.
How long does a USDT to XMR swap take?
Usually 10-60 minutes. Most of that is waiting for your USDT deposit to confirm on the Tether USDT network.
Do I need an account?
No. There's no sign-up and no account. The exchange is non-custodial: your coins never sit in our wallets. On rare occasions the exchange partner may ask for verification of a specific transaction.
Are there hidden fees?
No. The amount of XMR shown already includes the exchange fee and the network fee for sending it to you.
Who processes the swap?
Swaps are processed by ChangeNOW, an instant non-custodial exchange that has handled millions of swaps since 2017.
Other popular swaps
Rates are indicative and change with the market. Swaps are provided by ChangeNOW; see their Terms of Use.